Model Portfolio Update

Updating Portfolio after 5 long months. As expected lot of stocks have become attractive for investment / trading and hence a sizable portion of cash got utilized in buying some undervalued names. 

Top 5 Largest One Day Drop in Dow Jones

Dow Jones witnessed largest single day fall of around 1200 points on Feb 2015 in its history which have wiped out many un-hedged short volatility traders who were making money easily since 2015. Sharp fall leads to sharp hike in volatility which feed on itself and leads to further decline in stock prices. After prolonged bull market of nearly 10 years, markets are finally showing signs of correction. Here are some of the biggest one day correction in dow jones in terms of absolute points. Off Course the biggest correction in terms of percentage was in 1987.

NSC or Tax Saver FD – Where should you Invest?

When it comes to tax planning there are variety of investment instruments yielding different returns, depending on the risk you are willing to take and the flexibility you desire from the instrument. As you know ELSS is a great investment avenue from tax planning perspective as it yields market based return.  which could be sometimes very high but is also subjected to volatility. This particular instrument is good for young professionals who have time by their side. Young investors are also able to withstand volatility better than elderly professionals as markets beat all other asset classes on a 10-year time period by a wide margin.

But if you are risk averse then Tax Saver Fixed Deposits, National Saving Certificates & Public Provident Fund are the popular choices in India. FD Interest Rates are generally lowest among these three but FDs offer quarterly compounding which results in somewhat similar yields. PPFs are similar to EPFs, with relatively lesser benefits, but available to all citizens of India irrespective of their profession. Since EPF or Employee Provident Fund is available to most salaried individuals, they can choose between Tax Saver FDs & NSCs for further investments from tax-saving point of view. In this article we will explore the similarities and differences between these two instruments.

Bitcoin bubble burst


Carnage in crypto currencies. Whats going on? Stay cautious. Stay on cash.

How to approach stock market and what to expect?

A must must watch video for all my dear readers who can understand Hindi. This video can change the way you approach stock markets and set your expectations right. Having the right expectation is the key ingredient for long term success in any business including stock market which is nothing but a business of businesses.

NSE NIFTY Yearly Return 1996 - 2017


Nse Nifty 50 index return from 1996 to 2017

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