Equity Portfolio Update: 7th Jan 2021

Model  Equity Portfolio Update after 1.5 years. Encashed most of the stocks barring one. Please check the updated portfolio for more details:


https://www.investorzclub.com/2013/03/amit-agarwals-model-portfolio.html


Buy Cancer Cover and Secure your Finances

 The risk of cancer has become real and is beginning to threaten most of the population in India. According to the Indian Council of Medical Research (ICMR), this life-threatening disease is expected to affect more than 17 lakh people and resulting in over 8.8 lakhs in the country by the end of 2020. Some other reports specify how cancer is set to engulf even the youngest of the population and will be a major health concern by the end of 2035. 

What is even more burdening is the cost of treatment for cancer. If not diagnosed and treated properly, cancer can cause death most certainly. In such a case, buying a term insurance plan or a health insurance is not enough, it is always wiser to invest in stand-alone cancer insurance to financially protect you and your loved ones from the dreadful disease.

Importance and need of a cancer cover

Cancer is a deadly and financially burdening disease. Moreover, with the recent advancements in the treatment of cancer, newer technologies have become more out-of-reach for the common man. Hence, a specialized cover like cancer insurance provides your financial support in dire times.

Best Way to Invest In Gold

If you have been thinking of buying gold for your portfolio either to protect your hard earned wealth from the perils of fiat currency printing by central banks or to simply boost your portfolio return, then there are many different ways to have an exposure to the shiny metal beside the age old way of buying gold jewelry. 

Following are 3 different ways to invest in gold with their respective pros and cons. We will also tell you the best among the three, that we prefer, if you have long term bullish outlook on the metal.

History of Gold Price in India in Rupees per bhari since 1964

History of gold price trend in India since 1964. Prices in both bhari* (Indian metric system) and per 10 grams.
This chart contains the average annual price for gold from 1964 in gms

How Mutual Fund Investing is becoming simpler and hassle free

Mutual fund investments used to be a tedious process few years back.  It involved numerous visits to the adviser's office, lengthy paperwork & payment formalities. Financial service providers eventually invested heavily in technology to make investment easier and reduce the monotony of the process. However, one thing digitization and technological advancement cannot solve is the dilemma of choosing the right scheme to fulfill your investment goal. To deal with this everlasting problem, ICICIdirect, has introduced One Click Investment a one stop solution for all your mutual funds investing needs. With One Click, investors can choose from 6 thoughtfully researched baskets of Mutual Fund schemes, which are carefully curated to help you power your investments.

There are several categories of portfolios depending on mix of equity and debt exposure to choose from, ranging from 100% debt to 100% equity.
The investment baskets offered under One click are described below. The investor can choose the best basket as per his/her financial goal.

Portfolio Update Sep 2019

The broader markets have witnessed humongous damage to stock prices in India specially midcap and small cap stocks since past 1 year or so. The economic slowdown, crisis in PSU and NBFC space and series of corporate defaults and frauds has lead to loss of confidence in Indian Stock Markets which has resulted in heavy FII selling.

The crisis seems to be deepening further and Individuals seems to be coming under financial pressure from loss of jobs, poor confidence in Indian economy and fall in savings rate. According to me there is little that govt. can do to reverse this immediately and it appears that it will play out on its own. If things carry on like this for some more time, the SIP flows will take an impact which might lead to further selling pressure.

The India domestic story doesn't appear that rosy anymore and hence a major churn is done in the  portfolio. Please check the updated portfolio for further details.


Home Insurance – Basics You Must Know

Unlike car and life insurance, home insurance in India is a relatively new concept among majority of people in India especially Tier 2 and Tier 3 cities. But with majority of homes now being purchased on a mortgaged loan from banks, the buyers are increasingly being made aware about the benefits of taking house insurance and home appliance insurance (household articles) along with the loan. In some cases banks are refusing to offer loans without a home insurance policy to safeguard their interest in worst circumstances.

2 Ways You Can Ensure That Your Family's Financial Goals Are Fulfilled

A Goal Without A Plan Is Just A Wish”- Antoine de Saint-Exupéry

We set goals all the time. For instance: losing 10 kilos, eating healthy, running a marathon, writing a book and so forth. But financial goals, which are the most life-changing goals of all, are often put on the back burner.  




Accumulating funds for children’s education, building a multi million-dollar investment portfolio or starting a business can all seem a bit too hard. But it doesn’t have to be that way. With the right financial instruments, plans can be put into place, and everlasting happiness can be attained!

Market Share of Luxury Car Companies in India - 2018



  • Luxury Car segment performance stayed flat in 2018.
  • Mercedes retained the no.1 position with 38% market share.
  • Jaguar Land Rover the biggest gainer in terms of YoY Sales increase

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